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Fannie Mae Posts $1.2 Billion Loss, Reverse Mortgage Market Share Falls to 2%

NewImage.jpgAlthough Fannie Mae’s Q210 net loss narrowed to $1.2 billion, its smallest loss in three years, it still asked the U.S. government for an additional $1.5 billion in aid.

With total Treasury funding reaching $84.6bn, Fannie said it “does not expect to earn profits in excess of its annual dividend obligation to Treasury for the indefinite future.”

HousingWire reported that After paying $1.9bn in senior preferred stock dividends to the Treasury, the net loss attributed to common stockholders was $3.1bn in Q210, compared to $13.1bn in Q110.  Fannie’s revenue was $4.5bn in Q210, up 49% from $3bn in Q110, the result of an increase to net interest income, which totaled $4.2bn, up 51% from $2.8bn in Q110.

Fannie Mae’s involvement in the reverse mortgage industry continued to slide, purchasing $200 million of reverse mortgage loans during the quarter and bringing its portfolio to $50.7 billion as of June 30, 2010.  The GSE also saw its market share fall from 68% in the second quarter of 2009 to approximately 2% during the second quarter of 2010.  “The decrease in our market share was a result of changes in our pricing strategy and market conditions,” said the GSE in its SEC filing.

Fannie Mae Loses $1.2bn in Q210, Treasury Commitment Reaches $84.6bn