Comments on: NRMLA Conference Provides New Information on Elder Abuse and Fraud Prevention http://reversemortgagedaily.com/2009/12/07/nrmla-conference-provides-new-information-on-elder-abuse-and-fraud-prevention/ Reverse Mortgage News and Information Sat, 26 May 2012 06:42:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: The_Critic http://reversemortgagedaily.com/2009/12/07/nrmla-conference-provides-new-information-on-elder-abuse-and-fraud-prevention/comment-page-1/#comment-34936 The_Critic Mon, 07 Dec 2009 17:45:45 +0000 http://reversemortgagedaily.com/2009/12/07/nrmla-conference-provides-new-information-on-elder-abuse-and-fraud-prevention/#comment-34936 dduck12,<br><br>I agree. Too many reverse mortgage originators believe we have far too many more responsibilities than we do. <br><br>We must stop this tendency to believe we are competent to detect and investigate abuse and return to the position that it is our responsbility to report it, when we see it. We may individually feel we have a moral responsibility to report it if we suspect it but that is a personal matter and not in the job description of a loan officer. <br><br>While I am a CSA, I disagree with those who promote we are anything other than loan officers. Our obligation is no greater to detect and report senior abuse than it is when we see child abuse. Some believe that spanking a child is a reportable offense while others do not. Beatings, however, are an entirely different matter. But what is a beating when it comes to a 17 year old is much different than it is when it comes to a 2 year old. This sensivity level also applies to seniors and alleged senior abuse.<br><br>If a higher standard is required of loan officers, then employers must be held to a higher training standard. dduck12,

I agree. Too many reverse mortgage originators believe we have far too many more responsibilities than we do.

We must stop this tendency to believe we are competent to detect and investigate abuse and return to the position that it is our responsbility to report it, when we see it. We may individually feel we have a moral responsibility to report it if we suspect it but that is a personal matter and not in the job description of a loan officer.

While I am a CSA, I disagree with those who promote we are anything other than loan officers. Our obligation is no greater to detect and report senior abuse than it is when we see child abuse. Some believe that spanking a child is a reportable offense while others do not. Beatings, however, are an entirely different matter. But what is a beating when it comes to a 17 year old is much different than it is when it comes to a 2 year old. This sensivity level also applies to seniors and alleged senior abuse.

If a higher standard is required of loan officers, then employers must be held to a higher training standard.

]]> By: dduck12 http://reversemortgagedaily.com/2009/12/07/nrmla-conference-provides-new-information-on-elder-abuse-and-fraud-prevention/comment-page-1/#comment-34931 dduck12 Mon, 07 Dec 2009 16:43:32 +0000 http://reversemortgagedaily.com/2009/12/07/nrmla-conference-provides-new-information-on-elder-abuse-and-fraud-prevention/#comment-34931 Except for 1, and 4., an "officer' may have to be a pretty good shrink or a psychic to determine 2 and 3. Slippery slope here. Except for 1, and 4., an “officer' may have to be a pretty good shrink or a psychic to determine 2 and 3. Slippery slope here.

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